CONTENTS
- 1. E-Finance|Finance of Law to be a company
- - Financial Transactions Act
- - Financial Conduct Authority
- 2. Electronic finance business | Business permit and operational requirements
- - Total equity per category
- 3. Electronic Finance | Market Trends and Major Trends
- - Expanding the progress of Fintech and BigTech
- - Spread of cloud-based financial services
- - Open Banking·Magnet data-based business expansion
- - Accelerate regulatory sandbox and digital transformation
- - ESG and Sustainable Finance Spread
- - AI·Big data-based financial services
- 4. Electronic finance business| Major matters of work
- - Business model and approval requirements
- - Home > About Us > Contact Us
- - IT Infrastructure and Security Systems Delay
- 5. Electronic finance business | Support system for large wheels
1. E-Finance|Finance of Law to be a company
E-Finance is an industry that provides various financial services based on communication technology, including Fintech, BigTech, and Chain Financial Corporation.
Each company clearly reviews the statute system applied to its service, requires accurate understanding and response to related regulations. News /span>
Financial Transactions Act
The e-finance trading law is a key statute that specifies the overall legal framework, including the definition of electronic financial business, including human rights requirements, User protection,
the status and obligations of the operator, the standard that determines the scope of responsibility when the accident occurs. News /span>
Financial Conduct Authority
E-FINANCIAL RESPONSIBILITY RESPONSIBILITY, It specifies the detailed criteria required for practical operations, such as IT infrastructure, information security, internal controls, and capital requirements.
Thisarea is closely linked to supervisory checks and sanctions and requires ongoing compliance management.
2. Electronic finance business | Business permit and operational requirements
E-Finance business is divided into accountable targets and registrations according to business contents. The minimum capital required by the group is different. News br>
In case of an application, the capital should be more than 50 billion won, Some registered businesses require more than 20 billion capital capital. News br>
In case of other registrations, the quarterly electronic financial transaction size is less than 30 billion KRW, If you exceed this, you must have at least $500 million capital.
If you want to raise more than two industries, you need to meet each type of capital requirement. News /p>
Total equity per category
3. Electronic Finance | Market Trends and Major Trends
E-Finance is rapidly reorganized according to technological development and regulatory environment changes. News br>
Businesses need to know the main trends and arrange the corresponding strategy for this. News /p>
Expanding the progress of Fintech and BigTech
IT The financial business of the enterprise is accelerated.
Nieber, Kakao, Tos, etc. The innovation service is launched around Bigtech enterprises, The competition and cooperation with the existing financial firm is at the same time.
< style="color:black;">The structure of the electronic financial industry market is also quick reorganized. News /span>
Spread of cloud-based financial services
As cloud technology is introduced across the financial infrastructure, the service development and operational efficiency is greatly improved.
The speedy service release and cost savings are available, while the security and regulatory response system is a trend that expands the cloud. News /span>
Open Banking·Magnet data-based business expansion
The new business is rapidly expanding around data.
A variety of custom financial services are released based on open banking and migration data, and data competitiveness is based on core business capabilities. News /span>
Accelerate regulatory sandbox and digital transformation
It is changing in terms of the system.
The test and commercialization of new services through the standard sandbox. News /span>
Also the traditional financial firm is actively promoting digital transformation strategy. News /strong>
ESG and Sustainable Finance Spread
ESG
Environmental financial products, Social value-based investments, We have various attempts such as sustainability management report and fintech companies are also expanding the service reflecting ESG News /span>
AI·Big data-based financial services
AI and statication of financial services is fast.
The data-based service spreads in various areas such as next, the customer experience and risk management level are evolving together. News <% if (imgObj.width >= imgObj.height) { %> <% if (image rate > 5) { %> <% if (image rate > 5) { %>
4. Electronic finance business| Major matters of work
The legal risks related to e-finance business are beyond the approval of, there are many cases that occur throughout business model design and operation.
The following are the main things that are problematic. News /span>
Business model and approval requirements
Business model and authorization requirements (such as capital, humanity, IT·Security system)
You need to review the availability and availability of your application in advance from the service planning stage. News /span>
Home > About Us > Contact Us
No material required in the application process, the case delays the procedure. News /span>
It is important to review and complete the scope and standards of the required documents.
IT Infrastructure and Security Systems Delay
providing, DR center building, ISMS certification etc. IT Infra and Information Protection system takes significant preparation period.
If you do not want to build a predetermined, may affect the entire business schedule. News /span>
5. Electronic finance business | Support system for large wheels
The legal dispute related to the electronic financial business is the administrative sanction (determining the identity and approval), form, is likely to lead to troubleshooting, and is not limited to complex review in accordance with the private. News /span>
In accordance with this, it is important to prepare the operating system in advance to meet relevant legal requirements from the approval phase. News /span>
If you need legal review in relation to electronic financial services, , , , please request consultation via this company. News /span>
