Case Analysis / Legal Updates

Personal Information Protection Rules | Comprehensive Review of Customer Center Outsourcing Structures and the Growing Need for Personal Information Protection Consulting

As advance inspections of compliance with personal information protection rules are strengthened, the establishment of substantive operational and control systems is emerging as a key task for businesses.

1. Background of the Personal Information Protection Rules Inspection and the Direction of Supervision

On April 6, 2026, the Personal Information Protection Commission (hereinafter the "Commission") announced that, prompted by an incident in which a customer center agent made unauthorized inquiries into personal information and exploited it for criminal purposes, it would conduct an advance inspection under Article 63-2 of the Personal Information Protection Act.

This inspection will be carried out with a focus on five industries in which the outsourced operation of customer centers has become common, namely delivery, home shopping, online shopping, rental, and fixed-line telecommunications, and it is regarded as structural supervision examining the overall operation of businesses' personal information protection rules.

In particular, because the entire management and supervision system, including entrusted parties (call centers), is included within the scope of the inspection, demand for personal information protection consulting is also expected to grow.

The direct trigger for this advance inspection was an incident in which a customer center agent privately accessed customer information obtained in the course of duties and used it for a crime.

The Commission appears to have determined that this was a problem arising from structural vulnerabilities across access-authority controls and the overall management system for entrusted parties.

Customer center work, in particular, is characterized by the routine processing of sensitive everyday information such as customers' addresses, contact details, and usage records, and it is an area in which risk is concentrated because such work is frequently operated through external outsourcing.

Owing to these structural characteristics, the effectiveness of personal information protection rules is emerging as a key compliance element for businesses.

Because this inspection is aimed at preventive supervision in advance rather than at sanctions after a violation, there is also a possibility that it will expand into a continuous, standing inspection system going forward.

The Legal Framework, Reorganized around the “Outsourcing Structure”

The core of this inspection is whether the duty to take safety measures and the entruster's duty of management and supervision under the Personal Information Protection Act have been fulfilled.

In particular, where personal information processing is outsourced externally, liability for unlawful acts by an entrusted party's employees is, in principle, attributed to the entruster, that is, the business.

Accordingly, a business cannot be relieved of liability merely by concluding an outsourcing contract; it must be able to prove that it has in fact fulfilled its duty of management and supervision.

This legal structure means that a business's personal information protection rules must not remain a mere set of internal regulations but must function as an actual operational and control system.

In particular, access-authority management, account control, access-log management, and the education and inspection of entrusted parties are all key elements directly tied to legal liability.

2. The Structure of Legal Liability under the Personal Information Protection Rules

Legal Basis

Main Obligations

Practical Significance

Risk upon Violation

Article 26 of the Personal Information Protection Act

Duties of contract, education, and supervision when outsourcing

Liability for an entrusted party's unlawful acts is attributed to the entruster

Administrative fine, corrective order

Article 29 of the Personal Information Protection Act and its Enforcement Decree

Safety measures such as access authority, access control, and log management

Both technical and managerial protective measures are required

Penalty surcharge (up to 3% of revenue), criminal punishment

Article 63-2 of the Personal Information Protection Act

Advance inspection and recommendations for improvement

Advance supervision can be converted into a subsequent investigation

Expansion into investigation and sanctions

Main Inspection Items and Practical Issues

In this inspection, the key elements of personal information protection rules will be intensively reviewed, including the management of agents' access authority, the recovery of authority upon a change in duties, the prohibition of account sharing, access-log management, and the education and supervision system for entrusted parties.

In particular, the issue in practice is not “whether formal regulations exist” but “whether they are actually implemented”.

For example, even if a least-privilege policy exists, a violation may be found where excessive inquiry authority has in fact been granted, and a failure to immediately revoke the accounts of departing employees is likewise assessed as a major risk.

In addition, whether an anomalous-access detection system has been established, beyond the mere retention of access logs, is also expected to serve as an important inspection element.

Core Inspection Structure of Personal Information Protection Rules

Inspection Area

Key Control Point

Signs of Practical Risk

Matters to Verify During Inspection

Access-authority management

Application of the least-privilege principle

Unnecessary customer information can be accessed

Whether role-based authority is designed and whether the scope of authority is appropriate

Authority-change management

System for immediate revocation of authority

Residual accounts of departing or transferred employees

Time taken to revoke authority and the history of periodic review

Account-operation management

One account per person principle

Account sharing and use of shared IDs

Account issuance and use policy and whether unauthorized sharing occurs

Access-log management

Log generation and inspection

Inability to detect abnormal inquiries

Access-log retention period and the anomalous-conduct detection system

Management and supervision of entrusted parties

Control of the outsourcing structure

Absence of control over outsourced personnel

Whether education, inspection, and the contractual safety measures are implemented

The Potential for Expansion of the Inspection Scope

Although this inspection centers on five specific industries, the structure of processing personal information through customer centers commonly exists across various industries.

In particular, although the financial, platform, telecommunications, and medical sectors are already subject to a high level of regulation, they carry similar risks in terms of customer center operation structures, and the scope of inspection is therefore highly likely to expand to them in the future.

For example, in the financial sector, the Personal Information Protection Act and financial regulations apply in an overlapping manner, and platform companies likewise combine customer center operation with data processing structures, so that they may become subject to substantially the same regulation.

Accordingly, even where a business is not currently a direct target of inspection, this is a time when a proactive review of personal information protection rules as a whole is warranted.

Industry Group

Dependence on Customer Centers

Main Risk Types

Potential for Regulatory Expansion

Delivery and distribution

Very high

Unauthorized inquiry into address and location information

Currently a direct inspection target

Finance and insurance

High

Leakage of financial transaction and asset information

High potential for future expansion

Telecommunications and platforms

Very high

Inquiry into subscription information and call records

Some are included as direct targets

Public sector and medical

Medium

Access to sensitive information (health and civil complaints)

Phased expansion possible

3. The Importance of a Personal Information Protection Rules Control System

Personal information protection rules, violation of the Personal Information Protection Act, personal information infringement, criminal defense attorney consultation, corporate legal affairs attorney

This measure clearly demonstrates that personal information protection rules must operate as a control system that actually functions.

In particular, in external outsourcing structures such as customer centers, responsibility for personal information protection is not dispersed but rather expanded, so businesses must establish an integrated management system that also encompasses entrusted parties.

Ultimately, the core of personal information protection rules lies in operation and proof, and achieving this requires a systematic approach that combines technical, managerial, and legal elements.

Response Strategies by Business Type

Business Type

Key Risk Question

Response Direction

Business operating directly

Can it prove the management and supervision of entrusted parties?

Systematize the records of contracts, education, and inspections

Specialized call center entrustee

Can authority be separated by client company?

Multi-tier authority structure and log separation

Business in a similar industry

What is the likelihood of becoming the next inspection target?

Proactive review of rules and application of standards

Business operating globally

Can overseas outsourcing be controlled?

Requirements for overseas transfer plus evidence of substantive supervision

Assistance from Daeryun Law Firm LLP

Personal information protection rules should be designed as a structure that can control risk in an actual operating environment.

In particular, where multiple stakeholders are combined, as in a customer center outsourcing structure, reviewing the overall management system through personal information protection consulting is crucial.

Daeryun Law Firm LLP comprehensively analyzes related statutes, including the Personal Information Protection Act, the Network Act (Information and Communications Network Act), and electronic financial regulations, to diagnose a business's personal information protection rules system.

In particular, it provides practice-oriented personal information protection consulting, ranging from reviewing outsourcing contract structures, to designing the management and supervision system for entrusted parties, to establishing access-authority and log management policies, to building internal audit and response systems.

Drawing on its experience in responding to personal information leaks and investigations, it also presents strategies that connect the advance inspection stage through to the investigation response stage, supporting businesses in reducing their legal risks.

In an increasingly stringent regulatory environment, personal information protection rules are a key element directly tied to corporate trust.

Daeryun (ranked ninth among law firms in Korea, based on 2025 value-added tax filings with the National Tax Service) will respond to the changing regulatory environment and provide practical legal advice and strategic response measures so that businesses can carry out their operations stably.

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