Are there ways to interrupt the statute of limitations on claims?

If you do not exercise your rights for a certain period, the statute of limitations on claims is completed under the "Civil Act" and you lose your rights.

As in the situation you described, general civil claims such as monetary loans between individuals are subject to a 10-year statute of limitations.

However, if a statute of limitations interruption ground specified by law occurs, the progress of the statute of limitations can be stopped.

First, filing a lawsuit such as a loan claim with the court against the debtor interrupts the progress of the statute of limitations on claims.

Also, when a creditor applies for execution on the debtor's assets through the court, such as payment orders, provisional attachment, or provisional disposition, the statute of limitations is interrupted.

Furthermore, under Article 168 of the Civil Act, if the debtor performs an act acknowledging the existence of the debt, the statute of limitations is also interrupted.

When such grounds occur, the statute of limitations is interrupted, and a new statute of limitations begins from when the grounds end.

In other words, if you take appropriate legal procedures to interrupt the statute of limitations, you can claim again without losing your rights.

Therefore, it is safe to consider legal procedures such as filing a lawsuit, applying for a payment order, or provisional attachment, and it is also important to keep the debtor's repayment promises in writing or message form as important evidence.