Is there an insurance fraud attorney.. I am being charged with insurance fraud.

Hello, an insurance fraud attorney will answer.

Yes, the situation you describe is a serious matter that can be subject to criminal punishment under the Special Act on Prevention of Insurance Fraud. Not only where a person intentionally causes an accident and claims insurance proceeds, but also where the insurer reports the matter to an investigative agency because there are circumstances suggesting intent, the person may be booked on a charge of insurance fraud and be investigated.

Insurance fraud can be subject to imprisonment with labor for up to 10 years or a fine of up to 50 million won, and if repetition or habituality is recognized, an even more severe punishment may be imposed.

However, for insurance fraud to actually be established, 'intent' and a 'false or exaggerated insurance proceeds claim' must be proven, so when appearing before an investigative agency, careful statements and securing evidence are essential.

A mistaken explanation or a careless statement can work against you, so before making a statement it is advisable to secure related materials (such as accident records, maintenance details, and insurance proceeds claim forms) and to obtain the assistance of an insurance fraud attorney.

Cases suspected of insurance fraud require specialized legal knowledge, such as traffic accident analysis, interpretation of insurance policy terms, and investigation response strategy, so obtaining the help of an attorney specializing in criminal law or an insurance fraud attorney with experience in insurance fraud cases is a wise way to respond.

Because the initial response can greatly affect the outcome, we recommend that you obtain an attorney consultation and prepare a response strategy without delay.