Cheongju Civil Litigation Attorney Case | Cheongju Civil Litigation Attorney, Successful Claim for the Full Loan Amount

The client in this case joined a hiking group for the sake of his health.

As the client built friendships with the members, he gradually grew closer to them.

Among them, the client became particularly close with the defendant, with whom his personality matched well.

One day, the defendant made a request of the client.

The defendant's parents needed money because their health had deteriorated, and because the defendant was not financially comfortable, he asked the client for help.

Although the client was also not in a financially comfortable situation, he understood the defendant's unfortunate circumstances and lent him 15 million won.

In response, the defendant promised the client that he would repay the money as soon as possible.

However, the defendant kept putting off the repayment of the loan, and he has still not repaid the money to this day.

For this reason, the client sought out a Cheongju civil litigation attorney in order to obtain the assistance of an attorney experienced in this area.

Statutes Related to a Loan

■ Civil Act Article 598 (Definition of Loan for Consumption)

A loan for consumption becomes effective when one party agrees to transfer to the other party the ownership of money or other substitutes, and the other party agrees to return the same in kind, quality, and quantity.

■ Civil Act Article 390 (Non-performance of Obligation and Damages)

If an obligor fails to perform in accordance with the tenor of the obligation, the obligee may claim damages. This does not apply, however, where the performance has become impossible without any intent or negligence on the part of the obligor.

■ Civil Act Article 393 (Scope of Damages)

(1) Damages for non-performance of an obligation are limited to ordinary damages.

(2) The obligor is liable for damages arising from special circumstances only if the obligor knew or could have known of such circumstances.

The Cheongju civil litigation attorney emphasized that the defendant exploited the fact that he was a close acquaintance of the client to gain the client's trust before borrowing the money,

and that the defendant has still not repaid the money to this day, causing the client severe mental stress.

The Cheongju civil litigation attorney emphasized that the client lent the money out of understanding for the defendant even though the client himself was not in a financially comfortable situation,

and that, because the defendant has still not returned the loan, the client has been placed in a financially difficult situation.

The above case was one in which a client who had not been able to recover a loan received the assistance of a Cheongju civil litigation attorney and succeeded in recovering the loan.

Daeryun Law Firm assists clients through lawful and efficient collection and analysis of evidence.

We develop strategies systematically by considering the favorable and unfavorable points in the client's case.

If, as in this case, you are unable to recover a loan and require professional assistance, please feel free to seek out a Cheongju civil litigation attorney at any time.