Jeonju Legal Consultation Case | Through a Jeonju Legal Consultation, a Client Subjected to Gaslighting Recovered 300 Million Won in Loaned Money

The circumstances of the client's case, as Daeryun ascertained through the Jeonju legal consultation, are as follows.

The clients and the defendant met and became close at an economics study group.

The defendant was a well-known figure said to have earned a large sum of money by borrowing money from acquaintances and lending it to others at high interest to obtain interest income.

The defendant requested loans from the clients, saying that he would “give them an opportunity” to earn money through him.

Knowing well that lending money to the defendant could yield higher interest income than earning money through stocks, the clients readily lent the money.

The defendant continually gaslighted the clients with remarks such as, “You can make money thanks to me, so are you not going to give me the money? You are making easy money thanks to me, so whose word should you be listening to?” and over a total of 10 occasions borrowed 300 million won from the client brothers.

However, contrary to his promise, the defendant did not pay the monthly interest, and the client, worried about not recovering the principal, requested immediate repayment.

To the client who requested repayment of the loan, the defendant instead said, “After making easy money thanks to me, if you act this ungratefully, I find it so contemptible that I cannot give you the money,” and even threatened to kill him.

In the end, the clients decided that they had to resolve the matter through legal assistance, and so they requested a Jeonju legal consultation.

■Laws Relevant to a Loan Lawsuit■

Civil Act Article 598 (Definition of Loan for Consumption)
A loan for consumption becomes effective when one of the parties agrees to transfer to the other party the ownership of money or other fungible goods, and the other party agrees to return goods of the same kind, quality, and quantity.

Civil Act Article 390 (Nonperformance of Obligation and Damages)
If an obligor fails to perform in accordance with the tenor of the obligation, the obligee may claim damages. Provided, that this shall not apply where performance has become impossible without the obligor's intent or negligence.

Civil Act Article 393 (Scope of Damages)
(1) Damages for nonperformance of an obligation shall be limited to ordinary damages.
(2) Damages arising from special circumstances shall be recoverable only where the obligor knew or could have known of such circumstances.

Through the Jeonju legal consultation, the Daeryun Jeonju attorney located bank account records, messages, and other materials regarding the loan the client had provided to the defendant, organized the details, and submitted them as evidence.

The Daeryun Jeonju attorney argued that the defendant, who instead threatened to kill the clients when they requested repayment of the loan, was highly culpable.

Although the clients had already handed over a large loan to the defendant, they lent money several more times due to the defendant's gaslighting, and the amount reached as much as 300 million won.

The Daeryun LLC attorney who conducted the Jeonju legal consultation emphasized the high culpability of the defendant, who through gaslighting had requested large loans on several occasions.

There are not a few cases in which a loan is not repaid even after the repayment deadline has passed.

In particular, when the amount is large, as with the client, being unable to recover a loan can be deeply distressing.

At Daeryun LLC, attorneys with extensive experience in loan lawsuits provide strategies tailored to each client's situation.

If you need legal assistance in a situation such as the above, please make use of the Daeryun LLC Jeonju legal consultation.

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