Gangneung Civil Litigation Attorney | Successfully Defending the Full Amount Claimed in a Civil Action

The client who sought the Gangneung civil litigation attorney explained that they had been sued in a civil action for damages.

The client requested a defense, asserting that they had no obligation to compensate for the loss. The client's account was as follows.

The client had left a company they had worked at for several years. Having usually used the company dormitory, the client needed to find a place to live alone.

For this purpose, the client looked into a loan, but because they were unemployed, the loan was not approved.

In the meantime, the client came across a loan brokerage website and sent a message, and a Team Leader A replied.

Team Leader A stated that approval would be difficult without employment, and offered to help by creating proof of income so the loan could be approved if the client provided their personal information.

The client accordingly provided their account number, password, resident registration number, and other details. Team Leader A warned that the client must not check the account until the loan was approved, and that checking it could delay the approval.

The client therefore deleted the banking application itself. The client later received contact from the police stating that an investigation was needed on suspicion of a violation of the Electronic Financial Transactions Act.

The client's account had been used in a fraud offense. It was only after receiving contact from the police that the client learned their account had been used by an unidentified person as an account for receiving funds obtained by fraud.

The client needed assistance with a defense, because a victim who had been defrauded by the unidentified person had filed a lawsuit claiming that the client was also an accomplice and demanding compensation of approximately 7 million won.

The client of the Gangneung civil litigation attorney had received contact from the police stating that an investigation was needed on suspicion of a 🔗violation of the Electronic Financial Transactions Act.

Electronic Financial Transactions Act, Article 6 (Selection, Use, and Management of Access Media)

Under the Electronic Financial Transactions Act, transferring or acquiring access media is strictly prohibited.

Here, access media refers to electronic cards, electronic information, user numbers, a user's biometric information, passwords, and the like that are used in electronic financial transactions.

Electronic Financial Transactions Act, Article 49 (Penalty Provisions)

The client explained that, having violated the Electronic Financial Transactions Act, they had been sentenced under the above provisions to a fine of 2 million won.

The client requested a defense in the civil action, saying that it was already unfair to have been sentenced to a fine despite having no intent, and that they could not also pay damages.

The Gangneung loan claim attorney mounted a defense for the client as follows.

After hearing the Gangneung civil litigation attorney's submissions, the court issued the following judgment.

The Gangneung loan claim attorney secured a judgment defending against the entire amount claimed by the plaintiff in the client's case and having all of the litigation costs borne by the plaintiff as well.

If you, like the client, are in a situation where you unfairly face having to pay damages and need a defense, you may at any time obtain a 🔗attorney referral and request assistance with your case.