With the implementation of the revised electronic financial supervisory regulations, what should financial companies and electronic financial businesses prioritize?

After the implementation of the revised electronic financial supervisory regulations, financial companies and electronic financial businesses should prioritize checking changes to internal security management systems due to changes in the security regulatory framework, the obligation to establish disaster recovery centers, and whether to raise the compensation limit for electronic financial accidents.

Internal management system check due to changes in security regulatory framework

This revision's core is the shift from the existing detailed conduct rule-based regulation to principle-based regulation.

Therefore, beyond the level of meeting regulatory provisions, you need to comprehensively confirm whether internal security policies, computer room management, and internal control procedures are being operated in accordance with the principle regulations.

Confirmation of applicability of disaster recovery center establishment obligation

To strengthen financial computer resilience, the obligation to establish disaster recovery centers has been expanded to electronic financial businesses and specialized credit financial companies above a certain scale.

However, since some regulations such as the disaster recovery center installation obligation will be applied from 2026, you should review in advance whether you fall under the obligation target based on company size and electronic financial transaction scale.

Review of liability fulfillment insurance limit for electronic financial accidents

The minimum compensation limit for liability fulfillment insurance, mutual aid, or reserves to compensate consumer damage in case of electronic financial accidents has been raised.

Even if you are already enrolled in insurance, you need to confirm whether it meets the revised standards and adjust the compensation limit if necessary.