I want to defend against insurance fraud prevention special act violation charges.

Hello. I am a Cheonan attorney at Daeryun Law Firm.

I think you must be very worried about being investigated for violation of the Insurance Fraud Prevention Special Act.

If you claimed insurance money due to frequent accidents while working as a delivery driver, the insurance company seems to have suspected this and filed a criminal complaint for insurance money fraud.

If you violate the Insurance Fraud Prevention Special Act, according to Article 8, you may be subject to imprisonment of up to 10 years or a fine of up to 50 million won.

In particular, if you intentionally caused an accident to unfairly receive insurance money, you may be punished for fraud.

However, the absence of intent becomes an important issue.

If the accidents were consecutive accidents that occurred by chance and you can prove that there was no intent in the accidents themselves, there is a high possibility of clearing the charges.

Also, if the insurance amount is not large or there is no evidence of intentionally causing accidents, you can avoid criminal liability.

Response method

① Proof of accident circumstances: You must prepare materials or evidence proving that the accident occurred by chance.
e.g.) Securing photos depicting the situation at the time of the accident, witness statements, etc.

② Proof of insurance company's intentional intent: There may be cases where the insurance company's reason for claiming insurance money fraud is unclear or where they suspect excessive insurance payment. You must analyze these points accurately to be able to refute them.

③ Get help from an attorney: It is important to receive help from a financial law group attorney or insurance specialist attorney.

In conclusion, to clear the insurance fraud charges, the keys are to prepare the contingency of the accident, the absence of intent, and the related evidence.

If you are curious about legal procedures, please request a consultation with a Cheonan attorney anytime.