Debt collection attorney, I have a question about whether I can file a complaint for illegal debt collection.

The debt collection attorney leaves an answer about illegal debt collection.

Illegal debt collection acts usually include intimidating visits, profanity, illegal contact with family, etc. in the name of debt collection.

According to Article 15 of the Fair Debt Collection Practices Act, threats or abusive language are punishable by imprisonment for up to 5 years or a fine of up to 50 million won.

Also, repeatedly making debt phone calls at night, notifying third parties of debt facts, demanding subrogation, etc. are punishable by imprisonment for up to 3 years or a fine of up to 30 million won.

If you have been subjected to illegal debt collection, you can first request to stop, and if it continues, you can file a damages claim lawsuit with the help of a debt collection attorney.

If the other party is an individual, not a debt collection company, or has disguised their identity and invaded the privacy of the family, the illegality may be recognized more strongly.

You can prove the mental suffering and property damage caused by illegal debt collection to receive compensation, and impose strong legal sanctions on loan sharks or moneylenders.

Several requirements must be met for filing a complaint, especially when the act exceeds the scope of legitimate debt collection.

If you wish to proceed with a complaint regarding this, it is advantageous to have witness statements or call recordings, text messages, CCTV footage, witnesses, and other objective materials that can prove the circumstances at the time, so secure these.

Our firm has debt collection attorneys and civil specialist attorneys who closely analyze cases and support all procedures including evidence, and we can connect security services to clients through the operation of a security center.

If you need help, please receive legal assistance from our firm.