Debt collection attorney, can I get my money back through a loan repayment lawsuit?

When proceeding with debt collection, you must bring evidence proving that you lent money to the other party, such as account transfer records, debt collection details, and call and text records, and seek the assistance of an expert.

This case can also be pursued through a payment order or loan repayment lawsuit, and if necessary, you may apply for provisional attachment or injunction on the other party's property to preserve recovery of the claim.

Loan repayment lawsuits can incur significant costs and time due to difficulties in proving the loan and the repayment deadline, statute of limitations issues, the debtor's asset situation, and challenges in compulsory execution. If sufficient evidence is not secured, the lawsuit may be unfavorable.

This lawsuit is not simply a procedure for getting money back; it is a complex process that requires legal proof and consideration of compulsory execution, so evidence is very important.

Unlike credit information companies which are prohibited from acting as legal representatives, debt collection attorneys can engage in legal representation activities such as drafting complaints, handling attachment, and acting as agents.

Therefore, we recommend that you assess the statute of limitations for the claim and the debtor's asset situation through the assistance of our firm's damages and civil specialist attorneys and debt collection attorneys, who have abundant experience in such cases, and establish a case response strategy accordingly.

Also, in cases where the client lacks sufficient evidence, debt collection attorneys collaborate with evidence collection experts to assist in securing evidence, so the client does not need to separately hire an evidence investigation expert, saving time and cost.

Our firm provides assistance in matters related to loan repayment lawsuits, including legal procedural advice and consultation for loan recovery, drafting and sending content-certified mail, asset investigation and provisional attachment/injunction applications against the debtor, compulsory execution procedures such as attachment of real estate, wages, and deposits, and additional evidence acquisition and digital forensics work.