Ansan Crime of Fraud Attorney Assistance Case | A Suspended Sentence for Preparing a False Jeonse Lease Agreement Through the Assistance of an Ansan Crime of Fraud Attorney

The client who came to the Ansan fraud attorney was in need of quick cash to raise business funds.

The client was introduced to a loan broker on the internet, prepared a false lease agreement, and then submitted it to a bank to apply for a youth jeonse and monthly-rent deposit loan.

The lease agreement entered into by the client was not for the purpose of actual residence but was a false lease agreement for the purpose of obtaining a jeonse deposit loan.

The client was therefore subjected to a criminal complaint on charges of conspiring with the broker and others to deceive the victim bank and unlawfully obtain funds, and the client requested the assistance of the Ansan fraud attorney in order to mount a defense against punishment.

The Ansan fraud attorney explained the methods used in this jeonse loan fraud offense and the criminal punishment that could result from it.

The client may be subject to punishment as it falls under 🔗‘the crime of fraud’.

• Methods of the jeonse loan fraud offense

A loan broker, with the aim of unlawfully obtaining substantial loan fees, places internet advertisements targeting people with low credit scores.

When people gather, the broker has them enter into a false lease agreement for a falsely arranged jeonse listing prepared in advance.

When a loan is then applied for and the loan proceeds are received, the broker shares a certain portion of the loan proceeds.

• Criminal Act, Article 347 (Fraud)

(1) A person who obtains property from another or acquires pecuniary benefit by deceiving another shall be punished by imprisonment for not more than 10 years or by a fine not exceeding 20 million won.

(2) The preceding paragraph shall also apply to a person who, by the methods in the preceding paragraph, causes a third party to obtain property or to acquire pecuniary benefit.

In addition, obtaining a loan by submitting a false lease agreement to a bank constitutes the ‘forgery of a private document and the uttering of a forged document,’ as well as ‘interference with business.’

• Criminal Act, Article 231 (Forgery and Alteration of Private Documents, etc.)

A person who, for the purpose of uttering, forges or alters another person's document or drawing relating to rights, duties, or certification of facts shall be punished by imprisonment for not more than 5 years or by a fine not exceeding 10 million won.

• Criminal Act, Article 234 (Uttering of Forged Private Documents, etc.)

A person who utters a document, drawing, or special-medium record such as an electromagnetic record made by the crimes under Articles 231 through 233 shall be punished by the penalty prescribed for each respective crime.

• Criminal Act, Article 314 (Interference with Business)

(1) A person who interferes with another person's business by the method under Article 313 or by force shall be punished by imprisonment for not more than 5 years or by a fine not exceeding 15 million won.

(2) The penalty under paragraph (1) shall also apply to a person who interferes with another person's business by damaging an information-processing device such as a computer or a special-medium record such as an electromagnetic record, by inputting false information or improper commands into an information-processing device, or by otherwise causing an obstruction to information processing.

The client acknowledged all of the offenses and actively cooperated with the investigation by providing information.

The Ansan fraud attorney argued that the client regretted having committed the offenses and was reflecting on them.

Feeling a sense of guilt toward the victim bank, the client sought to repay the entire amount of the damage.

The Ansan fraud attorney argued that the client had worked diligently and, with the help of those around the client, had fully repaid the principal and interest.

The Ansan fraud attorney emphasized that, apart from this case, the client had no criminal record whatsoever and was a diligent member of society.

The client who came to the Ansan fraud attorney sought to mount a defense against punishment after becoming involved in the crime of fraud.

The Ansan office fraud attorney provided dedicated assistance, drawing on extensive knowledge of fraud litigation, and as a result the client was able to receive a suspended-sentence judgment.

At Daeryun LLC, specialist attorneys with experience in the courts, the prosecution, and the police provide assistance for clients.

If you have become involved in a situation such as the one described above, you may request the assistance of the Daeryun LLC 🔗Ansan fraud attorney at any time.