I would like to know about debt collection hours.

Debt collection hours are clearly restricted by law, and any debt collection that does not comply with these hours may be illegal and subject to reporting.

Debt collection hours are set from 8:00 AM to 9:00 PM, so calling or visiting in person during early morning or late night hours outside this time range is generally not permitted.

In particular, repeatedly contacting or visiting the debtor or their associates between 9:00 PM and 8:00 AM the next day, causing fear or anxiety, and seriously disturbing privacy or business peace, is considered illegal debt collection.

Such violations of debt collection hours may be punishable by imprisonment of up to 3 years or a fine of up to 30 million won, so if you are suffering damage, you may consider securing relevant evidence and filing a report or pursuing legal action.

Organizing specific circumstances such as text and call records, visit times and frequency will help prove illegality during consultations with a debt collection specialist attorney or when reporting to investigative agencies.

If anxiety or damage from debt collection continues, please request a consultation with a debt collection specialist attorney to accurately determine whether the matter is illegal and to prepare an appropriate response.