CONTENTS
- 1. Damages for Industrial Accidents | Definition

- 2. Damages for Industrial Accidents | Requirements for Filing

- 3. Damages for Industrial Accidents | Procedure and Method

- - Drafting and Filing the Complaint
- - Attached Documents
- - Calculation of Damages
- 4. Industrial Accident Damages | How to Respond

- - Points to Note
- 5. Industrial Accident Damages | Key Legal Issues

- - Points to Note by Type of Harm
- - Litigation Strategy
1. Damages for Industrial Accidents | Definition

Damages for industrial accidents refers to the procedure in which, when a worker suffers an accident in the course of duties, civil damages are claimed for the loss where it was caused by the employer's intent or negligence.
This is a remedy separate from the industrial accident compensation insurance benefits provided through the Korea Workers' Compensation and Welfare Service, and it is based on the Industrial Accident Compensation Insurance Act and tort liability under the Civil Act.
Industrial accident compensation insurance benefits are public compensation paid regardless of whether the employer acted with intent or negligence, but in many cases the amount does not fully compensate for the actual loss.
Accordingly, the worker can separately claim compensation through a civil lawsuit for the portion of the actual loss not covered by the industrial accident compensation.
Article 80 of the Industrial Accident Compensation Insurance Act provides that, where a worker has received industrial accident insurance benefits for the same cause, the employer is exempted from civil liability within the limit of that amount.
However, where the entire loss is not compensated, a civil lawsuit can be filed for the difference.
2. Damages for Industrial Accidents | Requirements for Filing
To file a lawsuit for damages for industrial accidents, the following requirements must be satisfied.
1. Occurrence of an Industrial Accident
You must prove that the worker suffered an accident while performing duties. This can take various forms, such as an accident, an occupational disease, death from overwork, or a musculoskeletal disorder.
2. Causation Between the Duties and the Accident
You must prove that the accident is related to the duties, and in the case of an occupational disease, you must prove the connection between the cause of the disease and the duties through medical records, an industrial accident investigation report, witness statements, and the like.
3. The Employer's Intent or Negligence
The premise of a civil claim for damages is the employer's intent or negligence.
For example, inadequate safety measures, excessive work instructions, and failure to provide protective equipment fall under this.
4. Occurrence of Loss and Its Proof
Various items of loss arise, such as treatment costs, lost income due to work stoppage, loss of working ability, and consolation money, and you must prove the fact and the amount of these.
3. Damages for Industrial Accidents | Procedure and Method

Let us look at the procedure and method for damages for industrial accidents.
Drafting and Filing the Complaint
A civil lawsuit begins with the filing of a complaint.
The complaint should include the following.
-The designation of the case and the purpose of the claim
-The circumstances of the accident and the facts of the loss incurred
-The amount claimed and the basis for its calculation
-A list of attached documents
Attached Documents
-If the defendant is a corporation, the corporate registration certificate
-The industrial accident report at the time of the accident and materials from the Korea Workers' Compensation and Welfare Service
-Treatment expense receipts, income certificates, and the Statistics Korea life expectancy table
-Witness statements regarding the accident and accounts from those who witnessed it
Calculation of Damages
According to Supreme Court precedent, losses are divided into the following three categories.
▪Active losses
-Treatment expenses (excluding the portion covered by medical care benefits), future treatment expenses, the cost of purchasing assistive devices, nursing care expenses, and similar items
▪Passive losses
-Lost income: the full amount during the treatment period, and after treatment concludes, the loss-of-earning-capacity rate is reflected
-After the retirement age, the calculation is based on statistical wages
Lost retirement benefits are also included
▪Mental losses (consolation money)
These are claimed as damages for the mental suffering caused by the accident
The final amount of loss is calculated by taking into account comparative negligence (the worker's own fault) and the offsetting of profit and loss (such as benefits received through industrial accident insurance).
4. Industrial Accident Damages | How to Respond
Industrial accident damages is an area that requires professional legal judgment and procedural responses, but if you become familiar with and prepare the following matters in advance, it may be possible to respond on your own.
▶Confirming whether the industrial accident is recognized:
If you have received industrial accident approval from the Korea Workers' Compensation and Welfare Service, this can be used as basic recognition that the injury occurred in the course of work.
▶Securing industrial accident insurance benefit records:
The actual scale of the harm is estimated through records of payments such as medical care benefits, temporary layoff benefits, and disability benefits.
▶Gathering documentation of the loss:
Hospital medical certificates, treatment expense details, income documentation, and family relationship certificates are necessary.
▶Reference for drafting the complaint:
In accordance with the requirements of the Civil Procedure Act, you draft a complaint containing the circumstances of the case, the amount claimed, and the evidence, and file it with the court having jurisdiction.
▶Reviewing concurrent preservative measures:
Before the lawsuit, you may apply for a preservative measure such as provisional attachment in order to preserve the debtor's property.
▶Considering the extinctive prescription:
A claim must be filed within 10 years from the date of the accident, or within 3 years from the date on which the wrongdoer and the loss became known.
Points to Note
Let us review the points that require attention when pursuing industrial accident damages.
▶The issue of comparative negligence:
If the worker bears some responsibility, the amount of damages may be reduced.
▶Deduction of industrial accident insurance received:
Insurance benefits already received are deducted when calculating the damages award.
▶Multiple responsible parties:
When there are various responsible entities such as the ordering party, the prime contractor, and the subcontractor, quasi-joint and several liability may apply.
▶The need for a medical appraisal:
Whether after-effects or disability exist must be proven through a physical examination by an appraiser designated by the court.
▶The need for expert assistance:
Because legal and medical knowledge operate together, the assistance of an expert is practically necessary.
5. Industrial Accident Damages | Key Legal Issues
Let us review the key issues related to industrial accident damages.
1. Whether a tort is established
A claim for industrial accident damages presupposes liability in tort.
Accordingly, all of the requirements for establishing a tort must be satisfied: the employer's intent or negligence, an unlawful act, the occurrence of loss, and a causal relationship.
In particular, conduct such as a violation of the safety duty under the Occupational Safety and Health Act, the failure to provide protective equipment, the issuance of unreasonable work instructions, and the coercion of excessive overtime is commonly recognized as negligence or an unlawful act in many cases.
2. Employer liability and joint torts
Even if a worker is injured at a subcontractor, the prime contractor's duty of management and supervision may be recognized, and depending on who held actual command and supervisory authority, there may be multiple parties bearing civil liability.
3. The scope of compensation for industrial accident losses
As explained earlier, a worker may receive certain compensation through industrial accident insurance benefits, but the actual loss may be far greater than this.
For example, where a disability remains, disability benefits cover only part of the lost income, while future nursing care expenses, additional treatment expenses, the decrease in income after the retirement age, and mental losses are not compensated.
To reflect these circumstances, damages must be claimed in a civil lawsuit in order to achieve full recovery.
Points to Note by Type of Harm
1. Fatal accidents
In the case of a fatal accident, the heirs bring the claim for damages, and consolation money, funeral expenses, lost income, lost retirement benefits, and mental losses are the subject of the claim. When there are several surviving family members, the method of distributing consolation money is also important.
In addition, in the case of a fatal accident, if the employer violated safety and health measures, criminal punishment for violation of the Occupational Safety and Health Act may proceed concurrently, and this can be used as a basis for proving intent or gross negligence in the civil lawsuit.
2. Permanent disability and long-term treatment
Where a permanent disability remains, the loss-of-earning-capacity rate is determined through the results of a physical examination, and future treatment expenses, nursing care expenses, and the cost of assistive devices are also included as items of damages.
Depending on the degree of disability, the form of the claim must be assessed strategically between a lump sum and an annuity, and complex factors such as estimated income, life expectancy, the working-life period, and the inflation rate affect the calculation.
Litigation Strategy
An industrial accident civil lawsuit is not upheld simply by asserting the facts of the accident; the key is specific proof of the employer's negligence.
-Securing evidentiary materials:
Selecting materials with probative value, such as the industrial accident investigation report, the Ministry of Employment and Labor investigation materials, appraisal opinions, and the results of work environment measurements
-Preparing a professional appraisal:
Securing a specialist's appraisal report on matters such as the physical examination, the assessment of working capacity, and the need for future treatment
-Consulting on the calculation of damages:
Calculating lost income and retirement benefits through collaboration with a tax accountant or a labor attorney
-Court response and establishing a litigation strategy:
Constructing the reasoning to respond to disputes over the negligence ratio, and conducting the litigation with the final appeal in mind.
Industrial accident damages is a very important exercise of rights from the standpoint of the worker's recovery and the guarantee of the right to subsistence.
However, in order to realize compensation for loss through a civil lawsuit, the key is not merely an emotional appeal but the systematic preparation of evidentiary materials and the presentation of legal arguments.
When responding alone is realistically difficult, working together through the entire process, from the initial consultation to strategy development, responding to the physical examination procedure, and conducting the litigation and settlement negotiations, with an attorney experienced in industrial accident matters is the shortest path to securing a worker's rights and interests.
When necessary, strategies such as determining whether the employer holds liability insurance, judging the starting point of the extinctive prescription, and securing property through provisional attachment before proceeding with the lawsuit should also be pursued concurrently, and a combined review of civil and criminal matters can be a practical means of response.
Our firm has civil litigation attorneys with extensive experience and expertise in industrial accident and damages litigation who analyze cases closely, accurately calculate the facts of the accident and the amount of loss, and provide a legal response strategy.
We also collaborate with evidence investigation specialists to systematically collect the evidence needed to prove the physical and mental harm suffered by the victim, and we provide support so that the litigation can be conducted favorably.
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