Will the settlement amount change if I receive car accident consultation?

Receiving car accident consultation can actually change the settlement amount, and differences arise depending on the scope of compensation and calculation criteria.

The settlement amount is not determined unilaterally by the insurance company but is calculated by reflecting various factors such as fault ratio, treatment period, presence of aftereffects, and lost wage damages.

If some items are omitted or reflected in reduced amounts in this process, an amount lower than actual may be presented.

Car accident consultation is the process of reviewing the settlement amount based on the following criteria.

① Damage item verification: Check whether treatment costs, consolation money, lost wage damages, and future treatment costs are included.
② Fault ratio review: Determine whether the fault calculation is appropriate based on the accident background and evidence.
③ Aftereffect possibility analysis: Verify whether the possibility of future symptom worsening can be reflected.
④ Settlement timing adjustment: Review whether the settlement was reached after sufficient progress in treatment.

If omitted damage items or undervalued portions are identified in this process, additional compensation requests are possible, and in some cases, the settlement amount may increase.

Especially since initial proposed amounts are often calculated conservatively, settling without review may lead to unfavorable results.

In addition, through car accident consultation, you can determine whether the currently proposed settlement amount is at an appropriate level, and prepare for negotiation or lawsuit response if necessary.

When there are disputes over fault ratio or treatment period, expert review can directly affect the settlement results.

In conclusion, car accident consultation is a procedure to determine the appropriateness of the settlement amount and expand the scope of compensation, and depending on whether you review it, the actual settlement amount may differ.

We recommend finding a law firm where integrated response by traffic accident specialist attorneys and insurance specialist attorneys is possible to receive consultation.