Do I have to enroll in the Industrial Accident Compensation Insurance Act?

You asked about the Industrial Accident Compensation Insurance Act.

Industrial accident compensation insurance is insurance that promptly compensates workers when an occupational accident occurs and promotes the rehabilitation and social return of workers.

Industrial accident compensation insurance applies to all workplaces that employ workers.

Therefore, if you are running a company, you must enroll.

However, as you mentioned, there are cases where exceptions apply.

There are some businesses prescribed by Presidential Decree to which it does not apply.

First, civil servants and military personnel cannot enroll in disaster compensation insurance.

This is because separate laws for disaster compensation, such as the Public Officials Disaster Compensation Act and Military Personnel Disaster Compensation Act, have been established.

However, in cases applying death-in-line-of-duty bereaved family benefits, the provisions of the Industrial Accident Compensation Insurance Act and disaster compensation may each apply.

Also, industries to which disaster compensation applies under related laws, such as seafarers and private school faculty, are also excluded from industrial accident compensation insurance.

Workplaces engaged in household employment activities, or non-corporate businesses with fewer than 5 persons in agriculture, forestry, fisheries, or hunting may also be excluded from enrollment in the Industrial Accident Compensation Insurance Act.

If a workplace not covered by insurance wishes to enroll, please note that enrollment is possible with the approval of the Corporation.