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Deals & Cases

Violation of the Electronic Financial Transactions Act

Wonju Criminal Defense Attorney | A Wonju Attorney Who Defended Against Charges of Unlawful Account Opening, Securing a Suspension of Indictment in a Voice Phishing Case

This is the account of a client who received a suspension of indictment in a voice phishing case with the help of a Wonju criminal law attorney.
The client came to a Wonju attorney who had handled numerous cases involving a suspension of indictment in voice phishing matters.

CONTENTS
  • 1. How the Client Came to a Wonju Criminal Law Attorney
  • 2. The Wonju Criminal Law Attorney's Arguments
    • - The Wonju Attorney's First Argument
    • - The Wonju Attorney's Second Argument
    • - The Wonju Attorney's Third Argument
  • 3. The Result the Wonju Criminal Law Attorney Obtained
    • - Consult Daeryun for a Wonju Attorney

1. How the Client Came to a Wonju Criminal Law Attorney

A client who sought help from a Wonju criminal law attorney

This is the account of a client who came to a Wonju criminal law attorney. The client requested a consultation with the goal of obtaining a suspension of indictment in a voice phishing case.

Understanding the Client's Criminal Case

The client's case, as understood by the Wonju criminal attorney, was as follows.

While looking into a loan because the client needed money, the client was asked by an anonymous counterparty to open a bank account in the client's name.

The client was unaware of the loan terms and simply believed it to be a procedure for obtaining the loan, so without recognizing that one must not open a bank account for another person, the client opened the account, and that account was used as a fraudulent (borrowed-name) account by a voice-phishing organization.

Afterward, all of the other accounts held in the client's name were frozen, and after receiving a call from the police, the client urgently came to the Wonju criminal attorney seeking a suspension of indictment in the voice-phishing matter.

2. Which Statutory Provision Did the Client Violate?

Which statutory provision did the client violate that led to his involvement in a crime? Is it not permitted to open a bank account for someone else? Which law was violated?

Electronic Financial Transactions Act (Article 6-2, Selection, Use, and Management of Access Media)

No person shall, in using and managing access media, receive, demand, or promise consideration, or for the purpose of using them in a crime, borrow access media or engage in lending them, or storing, delivering, or distributing them.

The term ‘access media’ under the Electronic Financial Transactions Act includes not only a bank account (passbook) but also a check card, a certified digital certificate, and electronic information (such as an account password or a certificate password).

A violation may, regardless of the person's own negligence or mistake, be punishable by imprisonment for not more than five years or a fine not exceeding 30 million won.

A person who transfers an account knowing that it will be used for a fraud offense may also be punished for aiding and abetting fraud.

The applicable statutory provision differs depending on whether the act was intentional or a mistake.

3. The Wonju Criminal Law Attorney's Arguments

The client became involved in the crime entirely without knowing the facts described above.

In order to set out these facts in a written opinion, the attorney organized the following points.

The Wonju Attorney's First Argument

The attorney emphasized that the client deeply regretted the offense and had confessed to it.

The client not only regretted this choice but also blamed himself for becoming involved in such a crime, and the attorney submitted the client's handwritten letter of apology as an attachment to convey that the client was sincerely remorseful.

In the criminal attorney's many years of experience, submitting such a letter of apology can serve as a mitigating factor in sentencing.

The Wonju Attorney's Second Argument

The client did not actually take part in the fraud offense, and he gained no financial benefit whatsoever from it.

The criminal attorney requested transaction statements from each bank and prepared materials to demonstrate this. By submitting them to the police, the attorney argued in the client's defense that, because the client had in fact received no money at all, he too was deceived by someone and was in effect a victim used in the opening of a borrowed-name account.

The Wonju Attorney's Third Argument

The client was living in difficult circumstances with his parents, and this incident marked the first time he had been involved in a crime.

Emphasizing this point, the criminal attorney attached documents such as a family relation certificate and argued that, if the client received criminal punishment as a result of this case, his livelihood would become difficult.

His family also hoped for leniency, and the attorney requested that the prosecution exercise leniency, pointing out that the client worked diligently at his company and that the likelihood of reoffending was very low.

4. The Result the Wonju Criminal Law Attorney Obtained

This case was the first time the client had been involved in a crime, and the emotional shock was also considerable for him.

However, the client actively responded each time the voice phishing attorney requested cooperation, and the case was able to conclude without incident with a suspension of indictment in the voice phishing matter.

Consult Daeryun for a Wonju Attorney

This case concluded with a suspension of indictment in the voice phishing matter.

Although the alleged facts were acknowledged, taking into account the fact that the client was a first-time offender, that he gained no financial benefit, and that he was sincerely remorseful, the case ended at the prosecution stage with a suspension of indictment in the voice phishing matter, concluding at the prosecution stage .

If you need legal assistance regarding a suspension of indictment in a voice phishing case, please reach out to Daeryun Law Firm.

원주형사변호사 | 불법통장개설, 보이스피싱기소유예 처분 방어한 원주변호사

This content is based on actual case studies of Daeryun Law LLC with some adaptations, and the copyright belongs to our firm.
Unauthorized reproduction, duplication, or distribution and other copyright infringements may result in legal action under applicable laws.

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