Industrial accident specialist attorney, what kinds of industrial accident compensation insurance are there?

Hello. I am the industrial accident specialist attorney at Daeryun Law Firm (LLC).

You asked about the types of industrial accident compensation insurance. First, I wish your employee a speedy recovery.

The types of insurance benefits available through industrial accident compensation are as follows.

1. Medical care benefits

Medical care benefits are insurance benefits paid to a worker who has been injured or contracted a disease for work-related reasons.

2. Temporary disability benefits

Temporary disability benefits are insurance benefits paid for the period during which a worker who has been injured or contracted a disease for work-related reasons cannot work.

The amount paid per day can be received as an amount equivalent to 70% of the average wage.

3. Disability benefits

Disability benefits are benefits paid if there are still disabilities to the body, etc., after the worker who was injured or contracted a disease for work-related reasons has been cured.

4. Nursing benefits

Nursing benefits are insurance benefits paid to a person who receives nursing care among those who received medical care benefits, when constant nursing is needed even after cure.

5. Survivors' benefits, funeral expenses

If a worker died for work-related reasons, this is the insurance benefit paid to the bereaved family.

In addition, an amount equivalent to 120 days of average wage is paid to the bereaved family as funeral expenses.

6. Injury and disease compensation pension

A worker receiving medical care benefits can receive an injury and disease compensation pension instead of temporary disability benefits if 2 years have passed since starting medical care and all of the following requirements are met.

- The injury or disease is not yet cured

- The severe care condition grade according to the injury or disease is from grade 1 to grade 3

- Unable to work due to medical care

7. Vocational rehabilitation benefits

If a disability benefit recipient needs job training for employment, they can receive vocational rehabilitation benefits.

There are many types of industrial accident compensation insurance, so confusion sometimes arises.

Therefore, if an industrial accident occurs during business operations, we recommend responding with legal advice from an industrial accident specialist attorney.