Q
An accident occurred during work - I am curious about the industrial accident processing standards for employees.
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My father died of cancer, and we're going through inheritance procedures. During his cancer battle, he incurred many debts, and now debts far exceed assets. I want to refuse debt inheritance — I'd appreciate it if you could tell me how to do it.
industrial accident processing standards
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作者: 고병준
Industrial accident processing standards refer to the criteria for recognizing and compensating injury, illness, disability, or death suffered by workers during work performance as industrial accidents.
According to the "Industrial Accident Compensation Insurance Act," if there is a substantial causal relationship between work and accident, it is recognized as an industrial accident.
That is, if a worker is injured while working or developed a disease due to the work environment, it is mostly subject to industrial accident processing.
From your position (business owner), it is important to distinguish whether the accident that occurred to the employee occurred during work or due to personal circumstances.
For example, cases of injury while operating machinery, falling during work, or being injured during transport are recognized as work-related accidents.
Traffic accidents during commuting are also recognized as industrial accidents if they used a usual route.
On the other hand, accidents during personal errands or private business are difficult to be considered industrial accidents as they have no work-related connection.
Business owners must take immediate emergency measures when an industrial accident occurs and report the industrial accident to the Korea Workers' Compensation & Welfare Service.
At this time, related documents such as application for medical treatment, accident report, and labor contract must be submitted, and after investigation by the service and approval, the worker can receive compensation such as medical expenses and absence benefits.
If the business owner intentionally conceals or fails to report this, under the "Occupational Safety and Health Act," imprisonment of up to 1 year or a fine of up to 10 million won may be imposed.
Ultimately, industrial accident processing standards are not just a matter of procedure but a legal device to protect the lives and safety of workers.
Business owners should promptly report industrial accidents rather than avoiding them, and strengthen the safety management system to prevent recurrence.
If industrial accident status is ambiguous or legal judgment is needed, it is desirable to receive accurate processing through advice from the Korea Workers' Compensation & Welfare Service or labor attorneys/industrial accident-specialized attorneys.
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